GMAC Insurance Features and Benefits

GMAC Insurance can offer your group members an outstanding rate on first-class coverage. We can provide your group members with preferred pricing that includes substantial discounts off standard rates while providing them with industry-leading features such as:

• A Lifetime Guarantee - on all collision repairs made at any of our Gold Medal Repair Shops.
• Guaranteed Claims Service Satisfaction - or we’ll waive your member's deductible, up to $250!¹
• SmartValet® - We'll pick up your member's damaged vehicle and bring him a rental car after a claim. Once his vehicle is repaired, we will deliver it directly to him and return the rental car!²
• SmartInspect^SM - Once your member's car has been repaired after a claim, we will reinspect it upon request to ensure it is in top condition.
• SmartReplacement® - If your member needs to replace his vehicle after a total loss, we can refer him to an expert who will quickly search for the exact car he wants. In other words, we'll do all the legwork!
• Emergency Expense Allowance - We cover up to $500 in food, lodging and travel expenses after a covered claim, so your members will never get stranded.
• 24-Hour Claims Reporting - Your members can report a claim anytime, anywhere, with most minor claims paid within 48 hours, handled right over the phone.
• Smart Assist^SM - Optional nationwide towing is available to the nearest qualified repair facility after a claim.

We also offer a wide variety of other discounts. Customers who switch to GMAC Insurance save an average of $382 per year, and with your group discount your members could save even more. Plus, we offer many other SmartDiscounts, such as:

• Multi-Policy Discount of up to 10% for insuring an auto through GMAC Insurance and a home through the GMAC Insurance Homeowners Program.
• GM/GMAC Customer Discounts for using other GM/GMAC products and services. Your members qualify for a discount if they drive a GM vehicle, have a GM Card, GMAC Mortgage, GMAC Auto Financing, or an active OnStar subscription.
• Multi-Vehicle Discount that saves your members money when they insure more than one vehicle with us.
• Safe-Driver Discounts for completing a defensive driving course (in certain states) or having OnStar.
• OnStar Subscriber Discount that can save your members 10 to 20% on select coverages just for having an active OnStar subscription.
• Low Mileage Discount available to OnStar subscribers who drive less than 15,000 miles a year. The less your members drive, the more they can save - up to 54%!
• Paid-in-Full Discount that reduces your members premium when they pay up front and in full. Furthermore, we are committed to working with you to develop innovative discounts and features to address the specific needs of your group.

To learn more about forging a mutually beneficial relationship between GMAC Insurance and your organization, please e-mail us or call 1-888-264-0483.